Another way that you can access the money in your checking account is online. You can send electronic checks and pay your bills through your bank’s secure website.

Setting up online bill pay is easy. The bank’s website will walk you through the steps you need to follow to set up your online login and register the bills you want to pay. You’ll only need to do this step once. Then you can make changes later in order to add and subtract bills and accounts.

Once you have registered the bills you want to pay online, the next step is to schedule payments. If you have a recurring monthly bill that is for the same amount each month, you might want to schedule an automatic payment. If the amount varies from month to month, you can pay the bill on a one-time basis each month.

When you pay a bill online, the company will receive your payment in one of two ways: electronic payment or check. If the company is set up to accept electronic payments, your payment is automatically taken from your account and deposited electronically into theirs. If the company can't accept electronic payments, your bank will send a check to them on your behalf based on your online instructions.

Click here for more information about online banking.